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Student Debt Relief

Federal Student Aid and the Biden-Harris Administration have announced loan forgiveness plans of up to $20,000 for Pell-Grant recipients and up to $10,000 for all other loan borrowers. Borrowers are eligible if their annual income is less than $125,000 for individuals or $250,000 for married couples/heads of households. Borrowers may view their loan balances and check their Pell Grant status by logging into their Federal Student Aid account online at Please visit for the most up-to-date information. Please note: Only loans 1st disbursed prior to June 30, 2022 qualify for debt forgiveness. Also, for students where were classified as “Dependent” as based on the 21/22 FAFSA, your income level will be based on your PARENT income reported.

What do I need to do to receive loan forgiveness?

  • Nearly 8 million borrowers may be eligible to receive relief automatically because relevant income data is already available to the U.S. Department of Education.
  • If the U.S. Department of Education doesn’t have your income data, or if you do not know whether the U.S. Department of Education has your income data, the Administration will launch a simple application in the coming weeks.
  • The application is now open. Apply today (but no later than Dec.31, 2023). Borrowers can apply at:
  • If you would like to be notified by the U.S. Department of Education when the application is open, please sign up at the Department of Education subscription page.